One-Minute Home Buy-Ability Test

Dependants (including yourself)

One

2

Two

2

Three

2

Four

1

Five

1

Years at present address

Under 2 years

1

2 to 4 years

2

5 to 8 years

2

9 to 14 years

3

14 years or more

4

Years with present employer

Under 2 years

1

2 to 4 years

3

5 to 8 years

4

9 to 15 years

5

Over 15 years

6

Years with previous employer

Under 2 years

1

2 to 4 years

2

5 to 8 years

2

9 to 15 years

3

Over 15 years

3

Gross Monthly Income

Less than $ 2,000

1

$ 2,000 to $ 2,600

2

$ 2,601 to $ 3,000

4

$ 3,001 to $ 3,600

5

$ 3,601 to $ 4,200

7

$ 4,201 to $ 4,600

9

$ 4,601 to $ 5,200

11

$ 5,201 or more

12

Approximate Savings (passbook, money market, CD's, home equity - home value less mortgage balance)

Less than $ 10,000

1

$ 10,000 to $ 17,000

2

$ 17,001 to $ 26,000

4

$ 26,001 to $ 38,000

5

$ 38,001 to $ 46,000

7

$ 46,001 to $ 56,000

9

$ 56,001 to $ 65,000

11

$ 65,001 or more

12

Percent of Monthly Income remaining after Expenses (excluding monthly rent or mortgage payment)

Under 10%

1

10% to 25%

3

26% to 33%

5

34% to 50%

7

Over 50%

9

Take Our One-Minute Home BuyAbility Test

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One-Minute Home Buy-Ability Test

Dependants (including yourself)

Years at present address

Years with present employer

Years with previous employer

Gross Monthly Income

Approximate Savings (passbook, money market, CD's, home equity - home value less mortgage balance)

Percent of Monthly Income remaining after Expenses (excluding monthly rent or mortgage payment)